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The Core Banking Modernization Dilemma: Incremental vs. Full System Upgrade

Naresh Babu

Legacy core systems, especially those reliant on mainframes, are becoming a strategic liability for banks across North America. With up to 60% of IT budgets consumed just to keep these systems running, the urgency to modernize is greater than ever. Banks are faced with two main options: an incremental, phased approach or a high-stakes, full system replacement. Each path offers distinct benefits and risks. In this article, Naresh Babu Anapakala, AI Technology Leader and Digital Transformation Specialist, examines the modernization dilemma in detail, featuring real-world case studies, vendor strategies, and a practical roadmap for banks to future-proof their core systems.

How Banks Can Stay Ahead of Fintech Disruptors with Faster Product Innovation

Hamza Qamar

The financial services industry is undergoing a seismic shift. By 2026, fintechs are projected to capture nearly 25% of global banking revenues (McKinsey, 2025). Fintechs, leveraging technology and customer-centric approaches, are reshaping banking with innovations like neobanks, BNPL platforms, and crypto services. This article explores the transformative impact of fintech on the financial services industry, highlighting the competitive pressures traditional banks face. Traditional banks must overcome barriers such as legacy systems, regulatory constraints, and cultural resistance to innovate effectively. Strategies include leveraging AI, modernizing infrastructure, and forming fintech partnerships. Read the full article by Hamza Qamar, Sr. Director of Product and Design at mobileLIVE, to learn how you can implement these strategies, learn from real-time case studies where faster innovation was achieved successfully, and the future outlook of emerging technologies that will prepare banks for ongoing disruption in the banking ecosystem.

From IT to Product: Key Principles for Product Management

Mudassar Malik

Product management demands a unique blend of technical expertise and strategic vision. Amit Sharma, Vice President of SMB Product and Services at TELUS offers practical insights into navigating this dynamic field. His approach emphasizes leveraging transferable skills, fostering a CEO mindset within product teams, and understanding the nuances of the SMB market. In this article, host Mudassar Malik shares profound insights from his conversation with Amit, including a framework for product success, highlighting the importance of planning, execution, risk management, and continuous learning.

Transforming Urban Mobility: A Blueprint for Smarter Transportation

Imran Mian

The urban landscape is at the cusp of a mobility revolution, driven by technological advancements and evolving commuter preferences. With the rise of smart city initiatives, integrated mobility platforms, and the looming impact of autonomous vehicles, it’s crucial to understand these trends and their transformative effects. In this article, gain expert insights from Gurvinder Gill, CIO and CISO at the Toronto Parking Authority, on adapting to these changes and fostering user-centric approaches. Explore the strategies and technologies shaping the future of urban mobility, from the success of the Green P app to the importance of collaboration and open architecture.

Quantum Computing Demystified: An Executive’s Guide

Atif Bukhari

Quantum computing is more than just a technological leap—it’s a paradigm shift that will redefine problem-solving and decision-making. This guide is a collaboration between Atif Bukhari, Solution Architect, and Hussain Qureshi, President at mobileLIVE, in which the two break down what every executive needs to know about the inevitable quantum leap, from its impact on software architecture to real-world applications in optimization, security, and AI. While most companies focus on AI and machine learning, those who prepare for the quantum era today will lead tomorrow. If you want to stay ahead of the curve and understand how this emerging technology will shape the future of business, this guide is for you. Don’t get left behind—start exploring the quantum advantage now.

Three Fundamental Steps to Unlock AI’s Full Potential

Mudassar Malik

The business world is buzzing with the transformative power of AI, but many companies struggle to turn that potential into tangible results. How can you move beyond the hype and harness AI to solve real business problems? In this article, gain expert insights from Inanc Cakiroglu, Director of AI and Analytics at mobileLIVE, who shares a practical 3-step framework for successful AI implementation. Learn the importance of defining a clear business problem before exploring solutions, discover the key “filter actions” for choosing the right AI approach, and understand why data readiness is the fuel that drives it all.

AI in Pharma: Transforming Drug Discovery, Development, and Patient Care

Imran Mian

The global pharmaceutical industry is undergoing a profound transformation, driven by remarkable advancements in artificial intelligence. AI is no longer a futuristic concept but a disruptive force reshaping drug discovery, manufacturing processes, and patient care. This article delves into the insights of Nitesh Soni, Global AI Solutions Leader at Sanofi, revealing how AI is accelerating the development of new medicines, personalizing treatments, and optimizing manufacturing for a global market. Explore the potential of compound AI systems, the importance of ethical considerations, and the crucial role of data quality in building a trustworthy AI-powered future for global pharma.

Building a Successful Fintech Career: 3 Myths Debunked

Imran Mian

Building a successful career in fintech can feel daunting, with no shortage of advice and misconceptions to navigate. This article debunks three common myths about fintech career paths, drawing on the insights of senior banking leader Suhanniyah Carpenter. Discover why maternity leave doesn’t have to derail your career, how you can achieve significant growth without constant job-hopping, and why remote work doesn’t limit advancement potential. Learn from Suhanniyah’s personal experiences and practical advice on building meaningful connections, prioritizing continuous learning, and cultivating resilience to thrive in this dynamic industry.

From Vision to Value: The Impact of Purpose-Driven Leadership

Imran Mian

Can companies achieve both profitability and purpose? Equitable Bank’s Group Head, Mahima Poddar, believes they can. This article delves into her compelling perspective on building a business that prioritizes people over profits without sacrificing success. Mahima shares her strategies for cultivating a culture of ownership, empowering employees to make decisions that benefit both customers and the company in the long run. Explore how this focus on purpose fosters innovation, drives positive change, and creates a more sustainable and fulfilling future for all stakeholders.

AI-driven Knowledge Management: Handling Queries with Higher Efficiency

Usman Naqi

In today’s fast-paced work environment, organizations are flooded with vast amounts of information. Whether it’s operating procedures, internal documents, or various knowledge hubs, finding the right information when needed is often challenging. And while Generative AI (GenAI) is incredibly effective for general queries, it struggles to provide accurate answers to questions rooted in a company’s specific operational knowledge. Without access to internal data and processes, the context to deliver relevant information that addresses an organization’s unique needs remains missing. By leveraging advanced AI techniques, companies can overcome the inefficiencies of traditional search and create a knowledge management system that is faster, more accurate, and highly customized to their operational needs. In this blog, learn how AI addresses these challenges and how organizations can leverage AI-powered knowledge management to retrieve data and tackle internal queries more efficiently and seamlessly.

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