Skip Navigation
Play Video

Evolving From AI Add-Ons to AI-Native Systems

Listen
Share
LinkedInFacebookTwitter

Episode Summary

Rohit Prabhakar, Global Head of Experiences & Capabilities at Visa, joins Mudassar Malik on Behind the Growth to explore how leaders can move from AI add-ons to AI-native marketing ecosystems that deliver hyper-personalized experiences at scale. With a career spanning technology, product, and marketing, Rohit grounds the discussion in two priorities: customer obsession and business enablement.

He outlines a two-track AI adoption model: use AI as a partner to incrementally improve existing systems, while also reimagining processes from the ground up to remove legacy constraints. At the core is unified, high-quality data, breaking down silos so machine learning and large language models can work with accuracy and relevance.

Rohit pinpoints content creation as the long-standing blocker to personalization at scale and explains why recent advances in generative AI make on-demand, context-specific assets achievable. He distills three essential building blocks for AI-native systems: connected data, robust machine learning, and LLMs.

The conversation closes on leadership and change management. Rohit shares how small, empowered teams can drive transformation, why human oversight must remain in the loop with AI, and what marketing leaders should prioritise as expectations, speed, and productivity demands rapidly increase.

Featured Guest

  • Name: Rohit Prabhakar
  • What he does: Global Head of Experiences & Capabilities
  • Company: Visa
  • Noteworthy: Rohit Prabhakar is Visa’s Head of Digital Experiences and Capabilities. Focused on harnessing digital as an engine of growth for Visa, Mr. Prabhakar leads Visa’s global digital marketing initiatives, including Visa.com, digital capabilities and marketing technology. Mr. Prabhakar also oversees strategies and initiatives to utilize data and AI to drive personalized marketing experiences. He is responsible to ensure that Visa’s digital capabilities enable Marketing and Sales teams worldwide to meet the needs of Visa’s vast set of audiences, including fintechs, sellers, financial institutions, governments and consumers. His organization is focused on shaping the future of hyper-personalized digital experiences, enabling demand generation to drive growth, and establishing modern marketing platforms to better serve Visa’s clients and their customers.

    Before joining Visa in 2023, Mr. Prabhakar spent two years at EQ Holdings, where he served as Chief Growth Officer, managing dual roles as Chief Information Officer (CIO) and Chief Marketing Officer (CMO). Prior to that, he spent three years at Thomson Reuters where he led digital marketing initiatives and successfully spearheaded the digital transformation of marketing, sales, and service, which resulted in significant growth in demand generation and e-commerce. Earlier in his career, he was instrumental in leading the digital transformation of marketing and sales at McKesson, and also led technology and product development teams at FIS.

Connect on Linkedin

Key Insights

Adopt AI Through Incremental Gains and Ground-Up Reinvention
Effective AI adoption in large enterprises requires a dual-track approach. One track focuses on integrating AI as a partner into current systems to deliver measurable productivity and efficiency gains without disrupting existing operations. The other requires stepping back to reimagine processes and technology from the ground up, avoiding the limitations of retrofitting AI onto outdated workflows. This balance ensures organizations can capture immediate value while positioning themselves for transformative change. Rohit emphasises the need to invest in both quick wins and long-horizon redesign, ensuring that AI is embedded where it delivers the most business impact rather than being bolted on as an afterthought. The combination of steady integration and bold reinvention sets the stage for AI-native ecosystems that are both resilient and future-ready.

Unify and Structure Data Before Scaling AI Capabilities
Long-term success with AI-driven personalization and automation starts with a fully connected, high-quality data foundation. Disparate systems and data silos create friction, limit accuracy, and hinder the ability to deliver relevant, real-time experiences. Structuring and cleaning data not only increases reliability but also enhances the performance of machine learning models and large language models by reducing the risk of inaccurate or incomplete outputs. Rohit underscores the need to prioritize enterprise-wide data integration as a precursor to advanced AI initiatives. Without a ground-up approach to data architecture supported by governance, privacy, and compliance, efforts to scale AI will be fragmented, harder to manage, and less impactful. A connected data layer is the infrastructure that makes AI capabilities consistent, trustworthy, and adaptable across the business.

Treat People Enablement as the Core of Digital Transformation
Technology can enable transformation, but sustainable change comes from equipping people to adopt, adapt, and lead with it. Successful programs start with small, empowered groups who receive the tools, training, and support to demonstrate value quickly. As these early adopters generate wins, they become internal advocates who help scale adoption across the organization. This approach turns transformation from a top-down mandate into a movement supported by peer-driven momentum. Rohit highlights that investments in platforms and systems must be matched by investments in skill-building, change management, and cultural alignment. Without deliberate people enablement, even the most advanced technology risks becoming an underused asset, like a high-performance car left parked in the garage. The leaders who succeed create conditions where technology and talent advance in lockstep.

AI becomes a partner to unlock value on a daily, hourly basis

Episode Highlights

From Medical Science to Martech

Rohit reflects on his unconventional career path, starting with a degree in medical science before moving into software, sales, product, and eventually marketing technology. His story underscores a consistent drive to improve processes and experiences in every role.

“I think it never was about marketing technology… It was always about making things better than what I caught them when I started somewhere.”

Two Tracks for AI Integration

Rohit outlines a clear framework for AI adoption: making incremental improvements to existing systems while also reimagining processes from scratch. This dual-track approach ensures AI delivers value today while shaping future-ready operations.

“There is incremental changes to what you are already doing and making AI as a partner… And that is the time when you say, now we have to reimagine how we do this.”

Personalization’s Biggest Historical Blocker

He points out that the greatest challenge in achieving personalization at scale hasn’t been technology, but the availability of high-quality, relevant content created at speed. Advances in generative AI, he notes, are beginning to change this.

“Nobody was willing to invest in that side of like the content side of it. And that was always the challenge of building experiences that were meaningful and doing personalization at scale.”

The Customer Data Master Advantage

Rohit describes how unifying all customer data into a single, consent-driven source breaks down silos and fosters cross-functional collaboration, creating new opportunities for innovation across the customer journey.

“The biggest unlock happens is people start talking within the organization and not in silos, but about what they can do across.”

People, Not Platforms, Drive Transformation

He stresses that technology alone doesn’t determine transformation success — it’s the people who adopt and use it. Starting small with empowered teams creates momentum that spreads across the organization.

“The difference between successful and failed transformations is often the people.”

Get new Behind the Growth episodes — right in your inbox

By submitting this information, you agree to receive episode updates from the Behind the Growth podcast. We take your privacy seriously, keep the information you share confidential, and never send any unwanted emails. Check out our privacy policy to learn how we use your details.

Thank You!

We have sent you a confirmation email.
Please check your inbox.

More Episodes

chatsimple